Clause 01
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.
Proconsumidor DO
Terms
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website or rely on its content.
Clause 02
Scope of Services
The website provides general information about insurance selection services for retirees and related support. Any guidance is informational only and does not create an obligation to approve, place, or maintain any insurance coverage.
WIPOCore Terms
Fees and Conditions
If any fees, charges, or other commercial terms apply to a particular service, they will be disclosed separately before you commit to that service. We may decline or discontinue any service where payment, eligibility, or other conditions are not met.
03
Fees and Conditions
HCCHIf any fees, charges, or other commercial terms apply to a particular service, they will be disclosed separately before you commit to that service. We may decline or discontinue any service where payment, eligibility, or other conditions are not met.
04
User Obligations
UN DeclarationYou agree to provide accurate information when requesting assistance and to use the website only for lawful purposes. We may suspend or limit access where we reasonably believe the website is being misused or used in a way that may cause harm.
05Clause Reference
Intellectual Property
Proconsumidor DOAll text, design, logos, and other site materials are owned by or licensed to Monkey Ocean Insurance and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or reuse them without prior written permission, except as allowed by law.
06Supporting Record
Disclaimer of Warranties
WIPOThe website and its content are provided on an as available basis. To the fullest extent permitted by law, we disclaim warranties of accuracy, completeness, fitness for a particular purpose, and uninterrupted availability, and we are not responsible for decisions made solely on the basis of site content.
Governing Law
These Terms are governed by the laws generally applicable in the Dominican Republic, without regard to conflict of law rules. Any dispute arising from the website or these Terms should be raised through a reasonable good-faith process before either party seeks formal legal remedies.
Changes to Terms
We may update these Terms from time to time by posting a revised version on this website. Continued use of the website after an update means you accept the revised Terms, and you should review them periodically for changes.